Project Spotlight: @useTria – The crypto neobank for the multi-chain economy Crypto handles over $27.6 trillion in monthly settlements, surpassing Visa and Mastercard combined. Yet 98% of users can't easily use digital assets for everyday spending. Complex wallet setups, fragmented balances across chains, gas token juggling, and seed phrase anxiety keep crypto locked out of daily life. @useTria solves this with a self-custodial neobank that unifies spending, trading, and earning across all chains. With $48M raised (including a 6,671% oversubscribed community round) and backing from Ethereum Foundation, Polygon, and Aptos executives, Tria is building the consumer layer for crypto finance. Early numbers show strong demand: → $48M total funding raised → $300K+ revenue in 8 weeks → 1,800+ ambassadors activated → $106.8 average revenue per user → 95K+ community following growth Here's what makes Tria the neobank that finally makes crypto spendable ↓ ▫️ BestPath AVS: AI-Optimized Cross-Chain Routing Tria's core infrastructure eliminates manual bridging through intelligent transaction routing. How BestPath works: • Intent marketplace where pathfinders compete to fulfill user transactions • Sub-second execution with atomic swaps preventing failed transactions • Slashing mechanisms punishing malicious routers while rewarding efficient ones When you initiate a transaction, BestPath automatically computes the optimal path across chains without requiring manual bridges or specific gas tokens. ▫️ Unified Account Architecture Traditional crypto requires managing separate wallets per chain with different gas tokens. Tria abstracts this entirely. Account structure: → Spend Account: Card funding accepted at 130M+ merchants with $1M daily limit → Earn Account: Vetted staking strategies delivering up to 16% APY → Trade Account: Leveraged trading across assets and chains → Single balance view: Assets from any chain accessible through one interface Users interact with a unified balance while Tria handles network switching, gas payments, and cross-chain coordination invisibly. Setup uses familiar Web2 patterns, eliminating seed phrases while maintaining self-custody. ▫️ Real Yield Integration Unlike platforms promising unsustainable returns, Tria curates transparent on-chain yield sources. How it works: → Transparent APYs showing the exact source of returns on-chain → No active management required – deposit and earn passively → Vetted strategies from genuine staking rewards and protocol fees → Auto-repayment feature where earned yield pays down card spending automatically ▫️ Global Payment Infrastructure Tria bridges crypto with everyday commerce through a Visa partnership and compliant fiat rails. Coverage: → 150+ countries with merchant acceptance → 6% cashback on purchases with higher-tier cards → 1,000+ cryptocurrencies supported as funding sources → Instant fiat on/off ramps in 100+ countries with ATM withdrawal support You can top up your Spend Account with any mix of BTC, ETH, or stablecoins, then swipe the Tria Card anywhere Visa is accepted. Conversion will happen automatically at the point of sale with no hidden fees. ▫️ Zero-Knowledge Compliance Tria balances regulatory requirements with privacy through zkKYC partnerships. Compliance features: • Compliant fiat gateways supporting legal on/off ramping • Self-custodial architecture maintaining user control at all times • Privacy-preserving identity verification via Billions Network integration • Global regulatory alignment enabling operation across 150+ jurisdictions Users verify identity once through zero-knowledge proofs, satisfying regulatory requirements without exposing personal data repeatedly. ▫️ Ecosystem Adoption Beyond its consumer app, Tria's BestPath infrastructure powers cross-chain functionality for 70+ protocols. Ecosystem traction: → AI projects like Sentient are using the routing infrastructure → 250K+ end users served indirectly through partner integrations → Major networks, including Polygon, Arbitrum, and Injective leveraging BestPath This proves Tria solves problems across the industry, not only for consumers: protocols and AI agents alike need seamless cross-chain execution. ▫️ Traction Metrics Early performance demonstrates strong product-market fit: → $48M total raised: $12M pre-seed from Ethereum Foundation, Wintermute, Polygon, Cardano, P2 Ventures, Aptos executives → 6,671% oversubscription: Community round targeting $1M received $66.7M in requests from 4,500+ participants → $300K+ revenue generated within 8 weeks of operations → $106.8 ARPU: roughly double that of leading crypto wallets like Phantom As a neobank focused on spending and yield rather than pure DeFi protocol, traditional TVL metrics aren't the primary measure. Revenue per user and transaction volume better reflect the business model's success. ▫️ Use Cases What Tria unlocks: → Daily Spending: Coffee in Tokyo or groceries in London paid with crypto automatically converted at the point of sale → Yield Optimization: Idle stablecoin balances earn DeFi rates while remaining instantly spendable → Cross-Border Payments: Fee-free international transactions without bank intermediaries → Multi-Chain Portfolio Management: Single interface for assets across Ethereum, Solana, Cosmos, Move chains → AI Agent Finance: Autonomous systems executing payments and trades through Tria's infrastructure ▫️ The Bottom Line Tria tackles crypto's usability problem: powerful technology that most people can't actually use for everyday spending. With $48M funding, $300K revenue in 8 weeks, and 70+ protocol integrations, Tria shows both consumer demand and industry validation. As on-chain volumes approach $100 trillion by 2030, simple infrastructure becomes critical. Tria delivers self-custodial control with neobank convenience. If execution continues, the project could become the consumer interface, bringing digital assets into mainstream finance.