Most people use a bank for 5 things.
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Stablecoins + Bitcoin replace almost all of them.
No wonder they hate us so much.
1. Storing money
Banks give you near-zero yield and steady debasement.
Stablecoins = day-to-day spending money.
Bitcoin = long-term store of value.
Together they replace checking + savings.
2. Sending money
ACH = days.
Wires = fees.
USDC on Solana = instant, nearly free, global.
3. Paying bills
Banks do auto-pay.
Stablecoins do programmable payments
4. Receiving paychecks
Direct deposit is legacy tech.
Stablecoin payroll is instant, borderless.
5. Borrowing
Banks give you slow, opaque loans.
On-chain credit (Aave, Compound, Libre) is transparent, collateralized, 24/7.
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