Pill can send cash to a friend on the other side of the world right now - and itâll land in seconds
But tell a worker they need to wait weeks for money theyâve already earned?
Somehow, thatâs still normal...?
Itâs 2025. If stablecoins can clear cross-border payments instantly, why are workers stuck waiting for paychecks?
Earned Wage Access (EWA) on stablecoin rails:
âą The liability shifts to businesses, making receivables cleaner and financing cheaper
âą Onchain rails unlock securitisation + yield opportunities - w/o putting employees at risk
Hereâs how it works in practice:
@usetoku â companies donât need to rebuild payroll systems
@pactfinance â onchain books let employers fund EWA with transparent capital + instant settlement
For global teams, this is a simple UX shift with real impact: faster payouts, fewer fees, fewer late payments
Powering blockchain infra + stablecoin rails on @Aptos
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